Cut your state income tax
with Florida residency
We help you set up a Florida residential address, get DMV-ready paperwork, and stay on track with a guided residency dashboard built for expats.
Cut your state income tax
with Florida residency
We help you set up a Florida residential address, get DMV-ready paperwork, and stay on track with a guided residency dashboard built for expats.
Cut your state income tax
with Florida residency
We help you set up a Florida residential address, get DMV-ready paperwork, and stay on track with a guided residency dashboard built for expats.
SavvyNomad provides general educational information and document-preparation support. We’re not a law firm, tax advisor, financial advisor, or government agency. Outcomes, timelines, and potential tax savings depend on individual circumstances and third-party decisions; no outcome is guaranteed.
Maximize your savings and flexibility with Florida domicile
No state income tax
Potential savings from Florida's absence of a state income tax on various types of income (actual savings will depend on your situation and previous state).
No capital gains tax
Florida doesn’t impose a separate state tax on capital gains. Federal capital-gains rules and laws in other states can still apply.
Simple residency
Florida’s domicile can be more flexible than some high-tax states, which may suit expats and nomads when combined with the right tax advice.
Estimated estate tax savings
Florida has no separate state estate tax, which may support wealth-preservation strategies. However, federal estate-tax rules and future laws could still impact you.
No state income tax
Significant savings from no state income tax on various income sources including employment, pensions, dividends, and interest
No capital gains tax
Benefit from the absence of capital gains tax, improving how much you benefit from your investments
Simple residency
Florida's domicile requirements provide flexibility and convenience for digital nomads
Estimated estate tax savings
Benefit from Florida’s lack of estate tax, enhancing your wealth preservation and legacy planning
See how much you could save on state income tax with a Florida domicile
*State-level illustration only; city/local taxes not included. Estimates are for education, not guarantees or legal/tax advice..
*State-level illustration only; city/local taxes not included. Estimates are for education, not guarantees or legal/tax advice..
*State-level illustration only; city/local taxes not included. Estimates are for education, not guarantees or legal/tax advice..
Which address do you need?
Mail Address
Basic Residential Address
Premium Address
Suitable for banking and legal purposes
No
Yes
Yes (including strict institutions like Robinhood)
Suitable for a driver’s license
No
Yes
Yes
Accepted by financial institutions
No
Often accepted; some services (e.g., Robinhood, Mercury) may not.
Designed for stricter services and used with Robinhood/Mercury; approval varies by institution.
Suitable for banking and legal purposes
No
Yes (with residency letter)
Yes (with utility bill)
Lease agreement provided
No
No
Yes (add-on)
Utility bill provided
No
No
Yes
Broad range of ACA-compliant options
No
Included
Included (high-priority, personalized support)
Suitable for mail & package forwarding
Yes
No, only essential mail
Included
Business address & mail forwarding included
No
No
Included
Regular Mailboxes
Basic Residential Address
Premium Address
Suitable for banking and legal purposes
No
Yes
Yes (including strict institutions like Robinhood)
Suitable for a driver’s license
No
Yes
Yes
Accepted by financial institutions
No
Often accepted; some services (e.g., Robinhood, Mercury) may not.
Designed for stricter services and used with Robinhood/Mercury; approval varies by institution.
Suitable for banking and legal purposes
No
Yes (with residency letter)
Yes (utility bill)
Lease agreement provided
No
No
Yes (add-on)
Utility bill provided
No
No
Yes
Broad range of ACA-compliant options
No
Included
Included (high-priority, personalized support)
Suitable for mail & package forwarding
Yes
No, only essential mail
Included
Business address & mail forwarding included
No
No
Included
References to specific institutions (including Robinhood and Mercury) are based on past experience and are not guarantees. Each bank, broker, or agency decides whether to accept an address and may change its policies at any time.
Clear steps, quick turnaround, human help when you need it
Step 1
Step 1
Secure a Florida address
Secure a Florida address
We set you up with a livable Florida residential address plus proofs you can use when banks, ID providers, or agencies request one. Final acceptance depends on each institution.
We set you up with a livable Florida residential address plus proofs you can use when banks, ID providers, or agencies request one. Final acceptance depends on each institution.
Step 2
Step 2
Step 2
Obtain a Florida driver’s license
Obtain a Florida driver’s license
Sign up 30–60 days before your Florida trip so we can prep documents and any needed appointments. You visit the DMV with ID, SSN, and two proofs of address; we help provide the address proofs.
Sign up 30–60 days before your Florida trip so we can prep documents and any needed appointments. You visit the DMV with ID, SSN, and two proofs of address; we help provide the address proofs.
Step 3
Step 3
Register your vehicles in Florida
Register your vehicles in Florida
If you own a vehicle, registering it in Florida can help show ties to the state. We guide typical steps and VIN options; DMVs make the final call on what’s required.
If you own a vehicle, registering it in Florida can help show ties to the state. We guide typical steps and VIN options; DMVs make the final call on what’s required.
Step 4
Step 4
File a declaration of domicile
File a declaration of domicile
File a declaration of domicile
We prepare and file your declaration of domicile with the Clerk of Court and pass through state filing fees, so you don’t have to manage the process yourself.
We prepare and file your declaration of domicile with the Clerk of Court and pass through state filing fees, so you don’t have to manage the process yourself.
Step 5
Step 5
Step 5
Voter registration
Voter registration
If eligible, you may register to vote. It’s a supporting indicator of domicile—not determinative on its own. For eligibility, consult Florida election officials.
If eligible, you may register to vote. It’s a supporting indicator of domicile—not determinative on its own. For eligibility, consult Florida election officials.
Step 6
Step 6
Update financial accounts
Update financial accounts
Update banks, brokerages, payroll, insurance, and key subscriptions to your Florida address. We provide you with the exact address format to minimize common rejections, although each institution has its own decision.
Update banks, brokerages, payroll, insurance, and key subscriptions to your Florida address. We provide you with the exact address format to minimize common rejections, although each institution has its own decision.
Step 7
Maintain Florida as your primary residence
Keep Florida as your home base in third-party and official records: use your FL address on tax returns and W-2/1099s, keep your FL driver’s license current, vote in Florida, keep Florida insurance/banking, and avoid creating competing ties in other states.
Step 7
Maintain Florida as your primary residence
Keep Florida as your primary residence in official records, where appropriate. Maintain your FL ID and insurance/banking, and avoid building competing long-term ties in other states. Consult with a qualified tax advisor to discuss your situation.
No minimum stay requirement
Florida doesn’t set a specific minimum-day requirement for domicile. What matters is completing key steps and maintaining strong ties in Florida; your former state may still have its own day-count rules.
No minimum stay requirement
Florida doesn’t set a specific minimum-day requirement for domicile. What matters is completing key steps and maintaining strong ties in Florida; your former state may still have its own day-count rules.
No minimum stay requirement
Florida doesn’t set a specific minimum-day requirement for domicile. What matters is completing key steps and maintaining strong ties in Florida; your former state may still have its own day-count rules.
Florida vs South Dakota vs Nevada
Florida
South Dakota
Nevada
Tax
State Income Tax
0%
0%
0%
Capital Gain Tax
0%
0%
0%
Estate Tax
0%
0%
0%
Sales Tax
6%
4.5%
6.85% – 8.85%
Payroll Taxes
No problems
Cannot use address for unemployment taxes
No problems
Establishing Residency (minimum requirements)
Local address
Driver’s license
Minimum stay
No explicit minimum stay duration
24 hours every 5 years
1 month
Access to International Airports
Access
Extensive options
Limited access
Extensive options, including LAX
Geographical Considerations
Better for travel to
East Coast / Europe / LatAm
West Coast
Mexico, Central America, West Coast
Health Insurance
Options
Broad range of ACA-compliant options
Limited ACA-compliant options
Broad range of ACA-compliant options
Car
Registration
Vehicle must be brought to Florida or VIN verified locally by law enforcement officer
Online
Vehicle must be in state for smog check (for most counties)
Florida
South Dakota
Nevada
Tax
State Income Tax
0%
0%
0%
Capital Gain Tax
0%
0%
0%
Estate Tax
0%
0%
0%
Sales Tax
6%
4.5%
6.85% – 8.85%
Payroll Taxes
No problems
Cannot use address for unemployment taxes
No problems
Establishing Residency (minimum requirements)
Local address
Driver’s license
Minimum stay
No explicit minimum stay duration
24 hours every 5 years
1 month
Access to International Airports
Access
Extensive options
Limited access
Extensive options, including LAX
Geographical Considerations
Better for travel to
East Coast / Europe / LatAm
West Coast
Mexico, Central America, West Coast
Health Insurance
Options
Broad range of ACA-compliant options
Limited ACA-compliant options
Broad range of ACA-compliant options
Car
Registration
Vehicle must be brought to Florida or VIN verified locally by law enforcement officer
Online
Vehicle must be in state for smog check (for most counties)
Florida
South Dakota
Nevada
Tax
State Income Tax
0%
0%
0%
Capital Gain Tax
0%
0%
0%
Estate Tax
0%
0%
0%
Sales Tax
6%
4.5%
6.85% - 8.85%
Payroll Taxes
No problems
Cannot use address for unemployment taxes
No problems
Establishing Residency (minimum requirements)
Local address
Driver’s license
Minimum stay
No explicit minimum stay duration
24 hours every 5 years
1 month
Access to International Airports
Access
Extensive options
Limited access
Extensive options, including LAX
Geographical Considerations
Better for travel to
East Coast / Europe / LatAm
West Coast
Mexico, Central America, West Coast
Health Insurance
Options
Broad range of ACA-compliant options
Limited ACA-compliant options
Broad range of ACA-compliant options
Car
Registration
Vehicle must be brought to Florida or VIN verified locally by law enforcement officer
Online
Vehicle must be in state for smog check (for most counties)
Florida
South Dakota
Nevada
Tax
State Income Tax
0%
0%
0%
Capital Gain Tax
0%
0%
0%
Estate Tax
0%
0%
0%
Sales Tax
6%
4.5%
6.85% - 8.85%
Payroll Taxes
No problems
Cannot use address for unemployment taxes
No problems
Establishing Residency (minimum requirements)
Local address
Driver’s license
Minimum stay
No explicit minimum stay duration
24 hours every 5 years
1 month
Access to International Airports
Access
Extensive options
Limited access
Extensive options, including LAX
Geographical Considerations
Better for travel to
East Coast / Europe / LatAm
West Coast
Mexico, Central America, West Coast
Health Insurance
Options
Broad range of ACA-compliant options
Limited ACA-compliant options
Broad range of ACA-compliant options
Car
Registration
Vehicle must be brought to Florida or VIN verified locally by law enforcement officer
Online
Vehicle must be in state for smog check (for most counties)
Tax rates, residency rules, and registration requirements are summarized and may change. This table is for general educational comparison only and isn’t legal or tax advice; always confirm current rules with official state sources and a qualified tax professional.
Let Florida’s 0% state tax work for you
Fast address setup, DMV-ready paperwork, and clear steps in a simple dashboard with responsive human help.
Let Florida’s 0% state tax work for you
Fast address setup, DMV-ready paperwork, and clear steps in a simple dashboard with responsive human help.
Let Florida’s 0% state tax work for you
Fast address setup, DMV-ready paperwork, and clear steps in a simple dashboard with responsive human help.
Let Florida’s 0% state tax work for you
Fast address setup, DMV-ready paperwork, and clear steps in a simple dashboard with responsive human help.
Customer stories
FAQ
FAQ
FAQ
Are there any upfront fees or additional charges beyond the monthly service fee?
Are there any upfront fees or additional charges beyond the monthly service fee?
Are there any upfront fees or additional charges beyond the monthly service fee?
Are there any upfront fees or additional charges beyond the monthly service fee?
What if I am not a full-time digital nomad? Can I still use SavvyNomad?
What if I am not a full-time digital nomad? Can I still use SavvyNomad?
What if I am not a full-time digital nomad? Can I still use SavvyNomad?
What if I am not a full-time digital nomad? Can I still use SavvyNomad?
Which income tax-free state will I domicile in?
Which income tax-free state will I domicile in?
Which income tax-free state will I domicile in?
Which income tax-free state will I domicile in?
Do I need to live in Florida to use SavvyNomad?
Do I need to live in Florida to use SavvyNomad?
Do I need to live in Florida to use SavvyNomad?
Do I need to live in Florida to use SavvyNomad?
Do I still qualify if I own property or a home within the US?
Do I still qualify if I own property or a home within the US?
Do I still qualify if I own property or a home within the US?
Do I still qualify if I own property or a home within the US?
What if I am summoned for jury duty while out of state?
What if I am summoned for jury duty while out of state?
What if I am summoned for jury duty while out of state?
What if I am summoned for jury duty while out of state?
What happens to my mail?
What happens to my mail?
What happens to my mail?
What happens to my mail?
I used to be a digital nomad, but no longer. Can I still use SavvyNomad?
I used to be a digital nomad, but no longer. Can I still use SavvyNomad?
I used to be a digital nomad, but no longer. Can I still use SavvyNomad?
I used to be a digital nomad, but no longer. Can I still use SavvyNomad?
Do I need to drive my vehicle to my new domicile state in order to register it in person?
Do I need to drive my vehicle to my new domicile state in order to register it in person?
Do I need to drive my vehicle to my new domicile state in order to register it in person?
Do I need to drive my vehicle to my new domicile state in order to register it in person?
Do I need to be out of the country for 6 months every year to qualify?
Do I need to be out of the country for 6 months every year to qualify?
Do I need to be out of the country for 6 months every year to qualify?
Do I need to be out of the country for 6 months every year to qualify?
How many days per year do I need to spend in a zero-income tax state?
How many days per year do I need to spend in a zero-income tax state?
How many days per year do I need to spend in a zero-income tax state?
How many days per year do I need to spend in a zero-income tax state?
Does SavvyNomad work even if I only stay within the USA all year?
Does SavvyNomad work even if I only stay within the USA all year?
Does SavvyNomad work even if I only stay within the USA all year?
Does SavvyNomad work even if I only stay within the USA all year?
Does SavvyNomad have any certifications?
Does SavvyNomad have any certifications?
Does SavvyNomad have any certifications?
Does SavvyNomad have any certifications?
Does SavvyNomad apply to California or New York residents?
Does SavvyNomad apply to California or New York residents?
Does SavvyNomad apply to California or New York residents?
Does SavvyNomad apply to California or New York residents?
Address
The United States
1111 Oakfield Dr., Ste. 115E
Brandon
FL 33511
Contact
support@savvynomad.io
SavvyNomad provides general information for educational purposes and document-preparation support. We’re not a law firm, tax advisor, financial advisor, or government agency, and we don’t provide legal, tax, or investment advice. Outcomes, timelines, and potential cost or tax savings vary by individual situation and third-party processing; no outcome is guaranteed and testimonials reflect individual experiences only. Services, pricing, and availability may change, and additional government or third-party fees may apply. Eligibility depends on jurisdiction-specific rules.
© 2025 SavvyNomad. All rights reserved.
Address
The United States
1111 Oakfield Dr., Ste. 115E
Brandon
FL 33511
Contact
support@savvynomad.io
SavvyNomad provides general information for educational purposes and document-preparation support. We’re not a law firm, tax advisor, financial advisor, or government agency, and we don’t provide legal, tax, or investment advice. Outcomes, timelines, and potential cost or tax savings vary by individual situation and third-party processing; no outcome is guaranteed and testimonials reflect individual experiences only. Services, pricing, and availability may change, and additional government or third-party fees may apply. Eligibility depends on jurisdiction-specific rules.
© 2025 SavvyNomad. All rights reserved.
Address
The United States
1111 Oakfield Dr., Ste. 115E
Brandon
FL 33511
Contact
support@savvynomad.io
SavvyNomad provides general information for educational purposes and document-preparation support. We’re not a law firm, tax advisor, financial advisor, or government agency, and we don’t provide legal, tax, or investment advice. Outcomes, timelines, and potential cost or tax savings vary by individual situation and third-party processing; no outcome is guaranteed and testimonials reflect individual experiences only. Services, pricing, and availability may change, and additional government or third-party fees may apply. Eligibility depends on jurisdiction-specific rules.
© 2025 SavvyNomad. All rights reserved.
Address
The United States
1111 Oakfield Dr., Ste. 115E
Brandon
FL 33511
Contact
support@savvynomad.io
SavvyNomad provides general information for educational purposes and document-preparation support. We’re not a law firm, tax advisor, financial advisor, or government agency, and we don’t provide legal, tax, or investment advice. Outcomes, timelines, and potential cost or tax savings vary by individual situation and third-party processing; no outcome is guaranteed and testimonials reflect individual experiences only. Services, pricing, and availability may change, and additional government or third-party fees may apply. Eligibility depends on jurisdiction-specific rules.
© 2025 SavvyNomad. All rights reserved.
Which address do you need?
Regular Mailboxes
Basic Residential Address
Premium Address
Suitable for banking and legal purposes
No
Yes
Yes (including strict institutions like Robinhood)
Suitable for a driver’s license
No
Yes
Yes
Accepted by financial institutions
No
Often accepted; some services (e.g., Robinhood, Mercury) may not.
Designed for stricter services and used with Robinhood/Mercury; approval varies by institution.
Suitable for banking and legal purposes
No
Yes (with residency letter)
Yes (utility bill)
Lease agreement provided
No
No
Yes (add-on)
Utility bill provided
No
No
Yes
Broad range of ACA-compliant options
No
Included
Included (high-priority, personalized support)
Suitable for mail & package forwarding
Yes
No, only essential mail
Included
Business address & mail forwarding included
No
No
Included
Regular Mailboxes
Basic Residential Address
Premium Address
Suitable for banking and legal purposes
No
Yes
Yes (including strict institutions like Robinhood)
Suitable for a driver’s license
No
Yes
Yes
Accepted by financial institutions
No
Often accepted; some services (e.g., Robinhood, Mercury) may not.
Designed for stricter services and used with Robinhood/Mercury; approval varies by institution.
Suitable for banking and legal purposes
No
Yes (with residency letter)
Yes (utility bill)
Lease agreement provided
No
No
Yes (add-on)
Utility bill provided
No
No
Yes
Broad range of ACA-compliant options
No
Included
Included (high-priority, personalized support)
Suitable for mail & package forwarding
Yes
No, only essential mail
Included
Business address & mail forwarding included
No
No
Included
References to specific institutions (including Robinhood and Mercury) are based on past experience and are not guarantees. Each bank, broker, or agency decides whether to accept an address and may change its policies at any time.